South Dakota Hard Money Lending Guide

Our platform has 222 hard money lenders that service South Dakota. The loans they offer range from no minimum to $500M with an average cap of $63M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. South Dakota ranks as #51 in popularity for hard money lenders. The areas with the most real estate and lending activity are Sioux Falls and Rapid City. To find a lender that meets your exact criteria, submit a quick request.

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Lending One

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Genesis Capital LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Olympus Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States