South Dakota Hard Money Lending Guide

Our platform has 243 hard money lenders that service South Dakota. The loans they offer range from no minimum to $500M with an average cap of $66M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 660. South Dakota ranks as #51 in popularity for hard money lenders. The areas with the most real estate and lending activity are Sioux Falls and Rapid City. To find a lender that meets your exact criteria, submit a quick request.

Chris Doster

Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Capital Property Group

Loans from $50K to $20M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Bayard Business Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Lendero

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States