South Dakota Hard Money Lending Guide

Our platform has 222 hard money lenders that service South Dakota. The loans they offer range from no minimum to $500M with an average cap of $63M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. South Dakota ranks as #51 in popularity for hard money lenders. The areas with the most real estate and lending activity are Sioux Falls and Rapid City. To find a lender that meets your exact criteria, submit a quick request.

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Church Resource Company, LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Epic Capital Solutions

Loans from $250K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Revere Capital

Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

ABC Capital Investments

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

National Equity Funding

Loans from $300K to $12M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Commercial Loan Direct

Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States