Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Center Street Lending

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

13 States

ReCasa Financial Group

Loans from $60K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.

16 States

AISC Lending Services

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Stallion Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 70%. 580 credit score required.

1 State

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

CML Lending

Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Prescient Capital Management

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

COGO Capital

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

45 States

Core Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

Level 4 Funding

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

8 States

FW Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States