Texas Hard Money Lending Guide

Our platform has 523 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Legacy Home Loans LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

19 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

PeerStreet

Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Hamilton Cash Investments

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Premier Lending Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States

USA Private Money

Loans from $45K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Magnus Commercial Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Colony American Finance

Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Miramar Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

TCB Capital Group

Loans from $20K to $500K. Maximum loan-to-value percentage of 70%. No credit score required.

1 State