Texas Hard Money Lending Guide

Our platform has 523 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

SWE Lending

Loans from $10K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Builders Capital

Loans from $250K to $65M. Maximum loan-to-value percentage of 70%. 640 credit score required.

14 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Capital of Loans

Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.

44 States

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Custom Mortgage, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Mann Mortgage

Loans up to $100M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

JCAP Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

39 States

Renovo Financial, LLC

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 530 credit score required.

4 States

Investmark Mortgage

Loans from $90K to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

1 State

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States