Texas Hard Money Lending Guide

Our platform has 523 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Lone Star Hard Money

Loans from $50K to $2M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

American Funding Corporation

Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Abel Commercial Funding

Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Lincoln Road Funding Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Texas Mortgage Place

Loans from $70K to $400K. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

BridgeWell Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

30 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Commercial Mortgage Alliance LLC

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

36 States

Palermo Financial Group

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

4 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

Colvert Capital Funding

Loans from $100K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

48 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States