Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

50 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Hanson Capital

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Ceasons Holdings

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Tidal Loans

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Flatiron Realty Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

26 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Revere Capital

Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mobius Capital

Loans from $100K to $500M. Maximum loan-to-value percentage of 70%. 550 credit score required.

1 State

Holt Investment Capital

Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

MultiFamily.Loans

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States