Texas Hard Money Lending Guide

Our platform has 519 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Iron Bridge Lending

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 680 credit score required.

16 States

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

63 Capital and Investments llc

Loans from $25K to $60M. Maximum loan-to-value percentage of 85%. 600 credit score required.

36 States

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

700 Capital

Loans from $1M to $500M. Maximum loan-to-value percentage of 20%. No credit score required.

50 States

TPN Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

49 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

Winn Venture Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Security National Commercial Capital

Loans from $500K to $8M. Maximum loan-to-value percentage of 75%. 700 credit score required.

14 States

Genesis Capital LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Capital for Real Estate Inc

Loans from $99K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Thrive Lending

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Delta 8 Capital

Loans from $100K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

2 States