Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

Private Money Utah

Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. No credit score required.

12 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

ISB Capital

Loans from $50K to $500K. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Global Fox Financial

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Mustang Lending

Loans from $25K to $1M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Capella Mortgage

Loans up to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

6 States

Niche Capital Advisors

Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Assent Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

21 States

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

Darren Smith

Loans from $250K to $3M. Maximum loan-to-value percentage of 72%. 680 credit score required.

1 State