Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Distinct Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

Axe Lending Group

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

15 States

Highline Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Red Rock Capital

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Investor Loan Source

Loans from $50K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

2 States

Direct Lending Partner

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 580 credit score required.

27 States

Allied Commercial Funding

Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

43 States

Artemis Realty Capital

Loans from $1M to $15M. Maximum loan-to-value percentage of 80%. 600 credit score required.

8 States

Black Hawk Funding

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Easy Street Capital

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Steven Simantob

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

16 States

Carlyle Capital

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.

48 States

Flagstone Financial Services Inc

Loans from $250K to $5M. Maximum loan-to-value percentage of 75%. 499 credit score required.

1 State

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States