Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Omega Funding

Loans from $250K to $25M. Maximum loan-to-value percentage of 65%. No credit score required.

8 States

BridgeInvest

Loans from $1M to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

4 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

4MyCash

Loans from $90K to $2M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

Asset-Backed Lending Partners

Loans from $50K to $5M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

CRE Finance

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Aero Capital Finance

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

18 States

Nexus Private Capital

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States

14th Street Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Elite Wealth Management

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

50 States

American Financial Network, Inc

Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.

49 States

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

Stacey's Funding LLC

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 650 credit score required.

11 States

Custom MTG Inc

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 580 credit score required.

5 States