Texas Hard Money Lending Guide

Our platform has 441 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $40M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

ChangeMyRate.com® A Mortgage Corporation

Loans from $30K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

20 States

Rodeo Lending

Loans from $100K to $1.8M. Maximum loan-to-value percentage of 75%. 600 credit score required.

46 States

Americap Financial Group

Loans from $25K to $125M. Maximum loan-to-value percentage of 90%. 575 credit score required.

50 States

Global Property Asset Management, Inc.

Loans from $30K to $8M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

LJC Financial, LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

West Capital Consultants LLC

Loans from $300K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States

VP Capital Lending

Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. 680 credit score required.

45 States

Little City Investments

Loans from $100K to $1M. Maximum loan-to-value percentage of 75%. 550 credit score required.

1 State

Miner Capital Funding, LLC

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

CMN Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Pinnacle Mortgage Company

Loans from $50K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Win-Win Capital Funding LLC

Loans from $50K to $500M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Frias Financial

Loans from $500K to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Conventus Lending

Loans up to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

14 States