Texas Hard Money Lending Guide

Our platform has 523 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

FW Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Royalty Business Lending

Loans from $60K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

World Business Lenders

Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Accolend

Loans from $150K to $15M. Maximum loan-to-value percentage of 85%. 620 credit score required.

22 States

Salman Capital Funding

Loans from $150K to $3M. Maximum loan-to-value percentage of 85%. 670 credit score required.

15 States

PhoneOps Funding LLC

Loans from $25K to $500K. Maximum loan-to-value percentage of 100%. 350 credit score required.

50 States

Nat Avendano

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 575 credit score required.

50 States

Sun Loan Companu

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

3 States

Avenue Capital Solutions

Loans from $25K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States