Texas Hard Money Lending Guide

Our platform has 522 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Flagstone Mortgage

Loans from $400K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Texas Investor Financing

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Quentin Realty Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

47 States

Peach Tree Commercial Capital

Loans from $50K to $2M. Maximum loan-to-value percentage of 85%. 620 credit score required.

43 States

Sterling Investor Capital

Loans from $100K to $1.5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

AccoLend LLC

Loans from $150K to $10M. Maximum loan-to-value percentage of 85%. 600 credit score required.

48 States

Universal Commercial Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

4 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Accelerated Growth Capital

Loans from $50K to $998K. Maximum loan-to-value percentage of 85%. 640 credit score required.

11 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

East Towne Capital LLC

Loans from $75K to $30M. Maximum loan-to-value percentage of 85%. 620 credit score required.

19 States

FundingEdge

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

CR Lending

Loans from $20K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Magis Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States