Utah Hard Money Lending Guide

Our platform has 358 hard money lenders that service Utah. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Utah ranks as #22 in popularity for hard money lenders. The areas with the most real estate and lending activity are Salt Lake City, West Valley City and Provo. To find a lender that meets your exact criteria, submit a quick request.

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Oracle Loans

Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.

43 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Rapid Funding

Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Heartland Capital Group

Loans from $250K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

5 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Overland Group Inc

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Nat Avendano

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 575 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

Private Money Utah

Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. No credit score required.

12 States