Virginia Hard Money Lending Guide

Our platform has 390 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Colony American Finance

Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States

Friendly Rehab Funds, a Virginia Trust

Loans from $50K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.

1 State

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

Shoreline Capital

Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.

22 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

TF Management Group LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Washington Capital Partners

Loans up to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States