Virginia Hard Money Lending Guide
Our platform has 390 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.
New Era Capital
Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.
Meridian Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Mesa West Capital
Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.
AmeriCommercial Capital
Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.
Alpha Funding Corp.
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Colony American Finance
Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.
HouseMax Funding
Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Friendly Rehab Funds, a Virginia Trust
Loans from $50K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.
SVN Capital Markets
Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Shoreline Capital
Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.
Ronald Weeks
Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.
Blackhawk Investments Corp
Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.
TF Management Group LLC
Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Velocity Mortgage Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Washington Capital Partners
Loans up to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
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