Virginia Hard Money Lending Guide

Our platform has 390 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Winston Capital

Loans from $150K to $25M. Maximum loan-to-value percentage of 85%. No credit score required.

24 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Direct Lending Partner

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 580 credit score required.

27 States

Niche Capital Advisors

Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Richmond Rehab Funding

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

CRE Finance

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Commercial Loan Direct

Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Pretty Gurls Investments

Loans from $20K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

Alternative Funding Partners

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.

50 States

Capital Holdings LLC

Loans from $500K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

33 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States

Bloomfield Capital

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States