Virginia Hard Money Lending Guide

Our platform has 389 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

4MyCash

Loans from $90K to $2M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

Church Resource Company, LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

44 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Joel Jackson

Loans from $50K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

41 States

MICHAEL KONDRACKI

Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.

47 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

Capital of Loans

Loans from $120K to $2M. Maximum loan-to-value percentage of 100%. 680 credit score required.

44 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Meecorp Capital Markets

Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States