Virginia Hard Money Lending Guide

Our platform has 390 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Oracle Loans

Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.

43 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Finance One Asset Management

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Barthelemy Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Bayard Business Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

New Funding Resources

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

3 States

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Elite Wealth Management

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

50 States

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

50 States

Ally Acquisitions

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 620 credit score required.

39 States

RealtyShares

Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States