Virginia Hard Money Lending Guide

Our platform has 343 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $48M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #11 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

PSG Lending

Loans from $125K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

17 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Equity Lending, Inc.

Loans from $500K to $7M. Maximum loan-to-value percentage of 65%. 500 credit score required.

9 States

Quentin Realty Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

48 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States