Sterling Investor Capital

We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks. Anybody can do the easy loans, we like difficult loans, no matter how much hair it has we can find a way to make the loan if you have lots of equity. We love loans that banks have turned down! Our rates depend on the type of property (retail, apartments, warehouses, land, office buildings, special purpose buildings, residential, etc.) term of loan, risk assessment and general financial condition of the borrower. Unlike most hard money lenders who make six to eighteen month loans we prefer longer term loans and will go out to seven years. We always have the best rates, lowest fees and longest terms! Most of our loans will fund in 7-10 days after the appraisal is received and reviewed.