California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Mann Mortgage
Loans up to $100M. Maximum loan-to-value percentage of 100%. 550 credit score required.
All California Lending
Loans from $30K to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Trilion Capital
Loans from $100K to $2.5M. Maximum loan-to-value percentage of 100%. No credit score required.
Allcity Finance
Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.
KSI Capital Corp
Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.
Madison Realty Capital
Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.
Bolour Associates
Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.
Vanguard Hard Money
Loans from $50K to $1.5M. Maximum loan-to-value percentage of 75%. No credit score required.
Chicago Capital Management Group
Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Dividend America
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Grace Capital Group
Loans from $1M to $75M. Maximum loan-to-value percentage of 85%. No credit score required.
Winston North Group
Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.
BN Loans Inc
Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Mission San Jose Mortgage
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
REI Funding
Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
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