California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Spyglass Lending
Loans from $75K to $3M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Attler Capital Group
Loans from $100K to $2.5M. Maximum loan-to-value percentage of 70%. 400 credit score required.
Harris Commercial Capital
Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Secured Investment Lending Corp.
Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.
Center Street Lending
Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.
Barrett Financial Group, LLC
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Residential Capital Partners
Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.
DFI Funding
Loans from $250K to $3.5M. Maximum loan-to-value percentage of 85%. No credit score required.
Prescient Capital Management
Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.
COGO Capital
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
Capital Benefit
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
California Hard Money Now
Loans from $40K to $12M. Maximum loan-to-value percentage of 100%. No credit score required.
Ausburn Advisors
Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.
Saratoga Capital
Loans from $250K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
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