New Jersey Hard Money Lending Guide

Our platform has 391 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #12 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Custom Mortgage, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Oracle Loans

Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.

43 States

Meecorp Capital Markets

Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Fort Amsterdam Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Niche Capital Advisors

Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Abel Commercial Funding

Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Poritzky Services, Inc

Loans up to $10M. Maximum loan-to-value percentage of 50%. No credit score required.

3 States

Epic Capital Solutions

Loans from $250K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States