Texas Hard Money Lending Guide

Our platform has 525 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $43M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States

Secured Investment Lending Corp.

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.

45 States

Capital Concepts Inc.

Loans up to $10M. Maximum loan-to-value percentage of 95%. No credit score required.

1 State

Streamline Funding Group, LLC

Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Rapid Funding

Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Texas Quest Capital

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Adelante Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Winston North Group

Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Commercial Loan Direct

Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Iron Bridge Lending

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 680 credit score required.

16 States