Texas Hard Money Lending Guide

Our platform has 525 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $43M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Asset Funding

Loans from $50K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

1 State

Hawk Funding Group

Loans from $1M to $15M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Capital Holdings LLC

Loans from $500K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

33 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Wambui Street

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Security National Life Insurance

Loans from $50K to $8M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

Private Leverage

Loans from $50K to $1M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Blue Water Funding

Loans from $100K to $5M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

North Shore Funding

Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Park Place Funding

Loans up to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

1 State