California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Black Hawk Funding
Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.
Sun Pacific Mortgage and Real Estate
Loans from $200K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Aegis Funding
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
World Business Lenders
Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.
Westar Lending Group
Loans from $30K to $1M. Maximum loan-to-value percentage of 70%. 550 credit score required.
Carlyle Capital
Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.
MICHAEL KONDRACKI
Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.
Atlantic National Trust
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.
Battles Capital Investments Inc.
Loans from $50K to $75M. Maximum loan-to-value percentage of 90%. 550 credit score required.
VLEX Consulting LLC
Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.
Patch of Land
Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.
Creative Hard Money LLC
Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.
RealtyShares
Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.
American Life Financial Corp.
Loans from $250K to $8M. Maximum loan-to-value percentage of 65%. No credit score required.
ASF Capital
Loans from $250K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.
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