California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Coastal capital funding
Loans from $100K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.
RCN Capital
Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.
Capital Three Sixty
Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Private Mortgage Financing Partners
Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.
Seattle Funding Group
Loans from $200K to $12M. Maximum loan-to-value percentage of 85%. 500 credit score required.
All Family Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
HML investments
Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Velocity Mortgage Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Anglo-American Financial
Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Lakeside Financial
Loans from $30K to $250K. Maximum loan-to-value percentage of 65%. No credit score required.
Blackburne and Sons Realty Capital
Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. No credit score required.
Arch Bridge Loans
Loans from $2M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
BSIP Capital
Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Meridian Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Huntington Coast Capital
Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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