California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
360 CB Capital Funding
Loans from $500K to $2M. Maximum loan-to-value percentage of 85%. 550 credit score required.
New Era Capital
Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.
Paramount Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Sequoian Investments
Loans from $50K to $2M. Maximum loan-to-value percentage of 80%. No credit score required.
Resolute Commercial Capital
Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Value Mortgage
Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Pacshores Mortgage Inc
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Aileron Residential Lending
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
Commercial Funding Solutions
Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Woody Financial Realty
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Freeman Commercial Lending
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Sandstone Capital
Loans from $200K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.
Miramar Financial Group
Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
North Street Finance, LLC
Loans up to $3M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Cornerstone Company
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.