California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Chicago Capital Management Group
Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Dividend America
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Grace Capital Group
Loans from $1M to $75M. Maximum loan-to-value percentage of 85%. No credit score required.
Winston North Group
Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.
BN Loans Inc
Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Mission San Jose Mortgage
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
REI Funding
Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Pacific Mortgage Exchange
Loans up to $999K. Maximum loan-to-value percentage of 70%. No credit score required.
Commercial Loan Express
Loans from $50K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.
Colony American Finance
Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.
Agoura Hills Financial
Loans from $50K to $1M. Maximum loan-to-value percentage of 65%. No credit score required.
Equity Wave Lending
Loans from $50K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.
Iron Bridge Lending
Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 680 credit score required.
test_lender
Loans from $500K to $10M. Maximum loan-to-value percentage of 65%. 720 credit score required.
Jaken finance group
Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.
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