California Hard Money Lending Guide

Our platform has 557 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Mountain Pacific Financial

Loans from $100K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

10 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Micon, Inc

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

CRE Finance

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Paradyme Fuding

Loans up to $10M. Maximum loan-to-value percentage of 80%. 600 credit score required.

1 State

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

44 States

Baskind Robbins Realty

Loans from $200K to $500M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Joel Jackson

Loans from $50K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

41 States

700 Capital

Loans from $1M to $500M. Maximum loan-to-value percentage of 20%. No credit score required.

50 States

Colvert Capital Funding

Loans from $100K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

48 States