California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Niche Capital Advisors
Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.
Rest Investment Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Pacific One Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Church Resource Company, LLC
Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.
Geneva Financial
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Synergy Financial Partners
Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.
First Financial Depot, LLC
Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.
Hard Money Capital Group
Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Darji Investments LLC
Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.
Westmont Capital
Loans from $120K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.
Mirate Equity LLC
Loans from $5M to $100M. Maximum loan-to-value percentage of 85%. 650 credit score required.
A.J.T.M. Financial Group, Inc.
Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.
First Rehab Lending
Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.
CALCAP Lending
Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.
ARC Capital
Loans from $20K to $1.5M. Maximum loan-to-value percentage of 65%. No credit score required.
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