North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Angel Oak Prime Bridge, LLC

Loans from $50K to $1M. Maximum loan-to-value percentage of 80%. 500 credit score required.

16 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

MultiFamily.Loans

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

Winston North Group

Loans from $120K to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

50 States

ATS Financial Solutions

Loans from $20K to $100M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lincoln Road Funding Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Epic Capital Solutions

Loans from $250K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Jaken finance group

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States