North Carolina Hard Money Lending Guide
Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Quentin Realty Capital LLC
Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.
Equity Lending, Inc.
Loans from $500K to $7M. Maximum loan-to-value percentage of 65%. 500 credit score required.
Carol City Capital LLC
Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Sound Capital Loans, LLC
Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Walt Shoefler
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Harris Commercial Capital
Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Patch of Land
Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.
Capital Three Sixty
Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Axe Lending Group
Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Allcity Finance
Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.
Owens Financial Group
Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.
COGO Capital
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
BridgeInvest
Loans from $1M to $50M. Maximum loan-to-value percentage of 70%. No credit score required.
Allied Commercial Funding
Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.
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