North Carolina Hard Money Lending Guide
Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Magnus Commercial Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
United Capital Companies
Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
5 Arch Funding Corp.
Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.
Carolina Hard Money
Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. 640 credit score required.
Mac Owen Akata
Loans from $50K to $3M. Maximum loan-to-value percentage of 75%. 600 credit score required.
Lehua Sutterfield
Loans from $250K to $4M. Maximum loan-to-value percentage of 85%. 659 credit score required.
Security National Life Insurance
Loans from $50K to $8M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Bridgeview Mortgage
Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Lending One
Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Meecorp Capital Markets
Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.
Thorpe Commercial Capital
Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Chicago Capital Management Group
Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Investor Direct Capital
Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Old North Capital Fund
Loans from $50K to $20M. Maximum loan-to-value percentage of 70%. No credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.