North Carolina Hard Money Lending Guide

Our platform has 400 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

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40 States

Longhorn III Investments LLC

Loans up to $10M. Maximum loan-to-value percentage of 75%. 650 credit score required.

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6 States

Summit Hill Capital

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

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43 States

CRE-Finance

Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.

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47 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

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50 States

Webster Lending Llc

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 600 credit score required.

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26 States

Corporate Capital

Loans from $150K to $400M. Maximum loan-to-value percentage of 95%. 500 credit score required.

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50 States

Stacey's Funding LLC

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 650 credit score required.

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11 States

Daniel Molina

Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

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48 States

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