North Carolina Hard Money Lending Guide
Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Revere Capital
Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.
Direct Commercial Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
T&M Commercial Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Fulford Lending
Loans from $50K to $750K. Maximum loan-to-value percentage of 65%. No credit score required.
Rest Investment Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
K2 Commercial Finance
Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Black Hawk Funding
Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.
Iron Bridge Lending
Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 680 credit score required.
First Financial Depot, LLC
Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.
Carlyle Capital
Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.
Capital Holdings LLC
Loans from $500K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.
Amerifund Alternative Lending Division
Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Foxworth Commercial Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Roc Capital Holdings LLC
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.
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