North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Security National Life Insurance

Loans from $50K to $8M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

Bridgeview Mortgage

Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Lending One

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Meecorp Capital Markets

Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Chicago Capital Management Group

Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Investor Direct Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

Old North Capital Fund

Loans from $50K to $20M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

National Equity Funding

Loans from $300K to $12M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Asset-Backed Lending Partners

Loans from $50K to $5M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

Artos Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

BridgeWell Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

30 States

Pretty Gurls Investments

Loans from $20K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

Metroplex Lending LLC

Loans from $10K to $500M. Maximum loan-to-value percentage of 100%. 400 credit score required.

50 States

Commercial Mortgage Alliance LLC

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

33 States