North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

14th Street Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

50 States

Westmont Capital

Loans from $120K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

21 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

Socotra Capital

Loans from $30K to $6M. Maximum loan-to-value percentage of 100%. No credit score required.

12 States

Borrower Solution

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

4 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

Investor Rehab Funding

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

40 States

ABC Capital Investments

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Richmond Rehab Funding

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

CRE Finance

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States